Debit Cards

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A safe, convenient way to make a wide range of transactions

Our debit cards come with more benefits than ever before 

Accepted worldwide
Shop online and at millions of locations.
Quicker payments
Link your debit card to your smartphone for easy one-tap or contactless Mobile Wallets payments.
Get cash when you need it
Access your Carter Bank accounts surcharge-free at thousands of MoneyPass® ATM Network locations.
Feel safe and secure
Get protection with 24/7 anti-fraud services and a zero liability policy with our Carter Bank Visa debit cards.

Unlock the power of your Carter Bank debit card 

Take your debit card everywhere you go. It's accepted by merchants worldwide and safer than cash because it can easily be replaced if lost. You'll never pay interest on purchases or fees at our surcharge-free ATMs. Each transaction is listed on your Online Banking page and monthly account statement so you can easily track spending patterns. 

  • Linking your card to your mobile wallet lets you speed through checkout lines in record time. 
  • Visa’s Secure Remote Commerce helps you fill out debit card information so you can shop online safely and securely.
  • Skip the wait, and pick up new or replacement debit cards in all Carter Bank branch locations
  • Receive text or email alerts when we notice suspicious activity on your account
  • Qualify for Carter Bank Visa Debit Card Perks that include ID theft monitoring and credit rating assistance 
Debit Card Alerts

We monitor card transactions 24/7 for suspicious activity; and when warranted offer two types of alert notifications, phone calls and text messages.

  • Automated fraud alert phone calls arrive from 800-279-2674 upon detection
  • When you receive an alert call, follow the prompts to take action, including the option to speak with a person
  • There's no required enrollment; automated calls are sent automatically upon fraud detection

FAQs

Yes — every debit card comes with zero‑liability protection*, 24/7 fraud monitoring, and real-time alerts via the Carter Bank mobile app.

*You will not be held responsible for promptly reported, unauthorized card transactions when your card is lost or stolen. Notify Carter Bank within 2 business days when you notice your card is missing.

In-network ATM access is surcharge-free at MoneyPass locations. Out-of-network ATM transactions may incur fees unless you use digital banking like the mobile app. Don't forget, you can find your nearest Carter Bank ATM by visiting our locations page.
Absolutely — you can add your card to Apple Pay, Google Pay, or other mobile wallets directly through the Debit Card Management feature.
Debit Card Management is an online and mobile banking tool that gives you complete control and visibility over your Debit Card. With this service, you can easily turn your card access on and off, set up custom alerts, view recent transactions, manage your card usage, and do much more. 
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Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.

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