Auto Loans

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Get a car, truck or SUV loan for all of life's travels

New and used auto loans to get you wherever you need to go.

Competitive loan rates
Lower interest payments leave you with more money for gas, insurance and weekend road trips.
Flexible terms
Choose a payment plan that keeps your monthly payments under control.
Get pre-approved
Focus on your vehicle search and avoid the hassle of negotiations at the dealership.
Auto loan refinancing
Refinance your loan to lower your monthly payment or adjust your loan term.

We make it easy to get an auto loan in NC and VA

Buying a new or used vehicle can be exciting, especially when it's hassle-free. That's why we offer a streamlined application process where local auto financing decisions are made in a few hours and same-day funding is often available.

Rate discounts are available if you schedule automatic payments from Carter Bank accounts.

FAQs

Carter Bank offers competitive auto loan rates that vary based on market factors and loan details — fixed rates are available. Schedule an appointment to learn more about auto loans and rates.

While a down payment may lower monthly payments, Carter Bank offers flexible terms with no strict down payment requirements — it depends on your individual application (used vs. new vehicle may affect decision).

Loan terms are flexible — typically ranging from 36 up to 84 months, with potential same-day funding and discounts available for automatic payment setup.
Yes, Carter Bank offers auto refinance options, allowing you to potentially lower your rate or consolidate payments — just ask a Loan Originator about current offers and eligibility.
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Your Security, Our Priority
Learn how Carter Bank protects your accounts and what you can do to stay safe online.
Tap into your equity

Get a line of credit to pay for projects, expenses or almost anything.

Home Equity Line of Credit

All loans subject to credit approval.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.

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