Getting the right insurance coverage is a smart financial move

Carter Bank maintains ownership interest with Bearing Insurance to offer affordable insurance policies for individuals and businesses 

Personal protection
Bearing Insurance offers everything from life insurance to homeowners policies to auto coverage for individuals.
Commercial lines
Businesses can purchase property insurance, liability policies, workers' comp coverage and more.
Free quotes
Get no-obligation price quotes online or by speaking with an experienced agent.
Choice of insurers
Carter Bank's partner, Bearing Insurance, works with many nationally respected companies to make sure you have the best options possible.

Experienced agents offer sound advice - plus peace of mind

How much coverage do you require? Which insurer offers the best policy for your needs? Having sufficient insurance is vital to protecting your home, family and business - but choosing the right policy isn't always easy. Through an ownership interest in Bearing Insurance, one of the Mid-Atlantic's largest independent agencies, Bearing Insurance offers a wide range of insurance products and services. Just as importantly, Bearing Insurance's knowledgeable agents can help identify your insurance needs and present you with the best options.

Insurance is not insured against loss by Carter Bank or the FDIC.

Personal Insurance Policies

  • Homeowners 
  • Auto
  • Boats and Watercraft 
  • Personal Umbrella 
  • Flood 
  • Life: Term, whole and universal 
  • Health: Disability and long-term care 

Business Insurance Policies

  • Property Insurance
  • Liability Insurance
  • Business Auto Insurance
  • Workers' Compensation Insurance
  • Umbrella Insurance
  • Flood Insurance
  • Employee Benefits Insurance
  • Directors & Officers Insurance
  • Professional Liability/Errors & Omissions Insurance

Business Insurance Features

When you purchase business insurance from Bearing Insurance, you’ll have access to the following materials and services:

  • Client portal and mobile app
  • MyWave business resource subscription
  • Claims advocacy
  • Contract risk reviews
  • Workers compensation experience modification reviews
  • Employee handbooks
  • Loss control services
  • Safety manuals
  • Employee benefits strategic planning and purchasing
  • Legal compliance resources
  • COBRA administration
  • Human Resources hotline
  • Human Resources plan support
  • Employee satisfaction measurement
  • Workplace wellness initiatives

FAQs

Through its partners at Bearing Insurance, Carter Bank provides personal and business insurance — including auto, home, life, liability, and specialty coverage tailored to your needs.

Your insurance is handled by licensed agents from Bearing Insurance, working closely with Carter Bank to provide quotes, policy setup, and support.

To file a claim, you’ll contact your insurance agent or provider directly — they’ll guide you through the process step by step, including required documentation and next steps.

Carter Bank offers a free quote through Bearing Insurance — simply complete a short form or call your nearest branch, and a quote is usually provided within a few business days.E22
Cruise through life

Get into a new set of wheels with great rates on an auto loan.

Carter Bank is a full-service financial institution with locations throughout Virginia and North Carolina.